Data · Finance & banking
Bank Z-score: Vietnam, 2000–2021
- Latest (2021)
- 14.66 index points
- Source
- World Bank
- Code
- GFDD.SI.01
- Frequency
- Yearly
Definition
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
What the series shows
The series runs from 2000 to 2021 (22 years of data). It moved from 9.61 to 14.66 index points, a change of 52.5%. The highest value was 21.54 in 2008 and the lowest 6.68 in 2003. The comparison below sets Vietnam against 9 neighbouring economies on the latest available year.
Using it in a thesis
Indicators like this one are typical control or explanatory variables in macro and finance theses: merge the CSV with your other series on the year column, check for missing years before running a regression, and log-transform level variables that grow over time. If you use the series in a panel with other countries, take every country from the same source and vintage so the definitions match. Cite the original publisher, not this site, as shown below.
Values by year
| Year | Value (index points) |
|---|---|
| 2021 | 14.66 |
| 2020 | 13.62 |
| 2019 | 13.03 |
| 2018 | 13.25 |
| 2017 | 12.61 |
| 2016 | 12.81 |
| 2015 | 13.85 |
| 2014 | 14.68 |
| 2013 | 15.33 |
| 2012 | 15.62 |
| 2011 | 16.77 |
| 2010 | 17.78 |
| 2009 | 18.39 |
| 2008 | 21.54 |
| 2007 | 17.73 |
| 2006 | 16.47 |
| 2005 | 13.31 |
| 2004 | 7.66 |
| 2003 | 6.68 |
| 2002 | 12.06 |
| 2001 | 9.49 |
| 2000 | 9.61 |
Comparison with other countries
| Country | Latest year | Value |
|---|---|---|
| Vietnam | 2021 | 14.66 |
| Thailand | 2021 | 7.88 |
| Indonesia | 2021 | 5.27 |
| Malaysia | 2021 | 20.72 |
| Philippines | 2021 | 24.13 |
| Singapore | 2021 | 28.63 |
| Cambodia | 2021 | 26.77 |
| Laos | 2021 | 19.48 |
| Myanmar | 2021 | 7.59 |
| China | 2021 | 25.02 |
How to cite (APA 7)
World Bank. (2022). Bank Z-score, Vietnam [Data set]. Global Financial Development Database. https://databank.worldbank.org/source/global-financial-development
Licence: Creative Commons Attribution 4.0 International (CC BY 4.0). Retrieved 2026-11-02. The CSV has one row per period
with the variable name gfdd_si_01, ready for Stata, R or SPSS.